In the equestrian industry, there are a number of situations where a freelance instructor could be held liable for an accident. Even if an instructor is not legally liable for an accident, a claim could still be made. This is because the burden of proof is on the defendant to show that they were not negligent. This can be a costly and time-consuming process, even if the instructor is ultimately found not liable. Therefore, Ravenhall Rural would strongly recommend public liability insurance to protect your business, should a case like this arise. In this blog, we have outlined everything you need to know about Public Liability Insurance.